Amex Gold CC Offer/ Discover 4th CLI

After a month of the Platinum Credit Card offer through my email, another offer from American Express in February 15. At this point, it's only been 5 months since they approved me of my Blue Cash Everyday. I guess most of the good creditors will really pursuade you to have more credit cards ti have more debts so they have more money. Sorry, not me.
It's for the Gold Premier Rewards Credit Card. It has an annual fee of $195. Aside from that reason that I will not apply nor would like to have it, it's doesn't suit my personal needs. Can't say for the future since I'm already planning to upgrade to the Blue Cash Preferred due to the 6% rewards on groceries and 3% on gas. Great for family. So Thank You! But no Thank You for this offer.

Discover 4th Credit Limit Increase - March 8th.
From $3,300 to $3,600. A $300 increase. Last time I requested was September 30th of last year. Not even 5 months so I really can't blame them regarding low increase. My score on their site from February is 745. Since then my balance never reach more than 30% of limit. Still better than nothing so Thank You!

I got denied requesting for Credit Limit Increase in Capital One, Citi and Victoria Secret. Both Capital One and Citi is still not six months and those are the reason they gave to me why I was decline. Completely understandable. But for VIctoria Secret? Never got an increase and I've been with the account for almost two years! Boo-hoo.
Please don't hate me regarding these posts. I woke up before 3 am yesterday and decided to request all these. My parents loan was denied as well as my boyfriend's visa so nothing for me to wait and sacrifice. I merely want to share my experiences but of course YMMV (your miles may vary). Every financial situation is different. Might as well learn from it. 


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